International payments
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Banks typically add a margin on top of the mid-market exchange rate when converting currency. That margin is profit for them, and a direct cost for you. Specialist foreign exchange providers work differently. They handle large volumes of currency transfers and can offer significantly better rates than a high street bank, often with lower or no transfer fees.

The Money Cloud gives you a clear, side-by-side view of the rates available from our panel of providers. You can compare before you commit, with no obligation and no hidden charges.

Buying a property overseas, sending money to family, or making a one-off payment in a foreign currency all come down to one thing: getting the right exchange rate. On a transfer of £50,000 for an overseas property purchase, even a 1% difference in the rate adds up to £500. The Money Cloud helps you find a better deal than your bank, quickly and without unnecessary complexity.
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Paying overseas suppliers, settling invoices in foreign currencies, or receiving funds from international clients are all common parts of running a business with any kind of global reach. The exchange rate your business uses affects your margins directly. The Money Cloud gives you a clear view of the rates available from our panel of providers, so you can make well-informed decisions and keep more of what you earn.